REASONS FOR SUSPENDING A MORTGAGE EVICTION

Since the entry into force of Royal Decree-Law 1/2024 of May 14, amending Royal Decree-Law 6/2012, of March 9, on urgent measures for the protection of mortgage debtors without resources, and Law 1/2013, of May 14, on measures to strengthen the protection of mortgage debtors, restructuring of debt and social rent, an eviction (launch) for non-payment of a mortgage can be suspended, provided that the mortgage debtor is in the following cases, considered of special vulnerability:

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E-MAILS CAN BE USED AS EVIDENCE IN LEGAL ACTION

It is increasingly the case that legal disputes are grounded in private email correspondence between the parties.

This type of private correspondence creates serious problems in court cases since, in many instances, it just consists of printouts of digital communication which, once the case has started, can easily be contested by the party whose case it harms because it lacks an authenticated signature, verifiable date, or digital certification of the email’s contents.

On 23 July 2020, however, the Spanish Supreme Court ruled that emails can be regarded as a wholly valid and probative form of evidence, so that henceforth they may be presented as private documentary evidence in any legal proceeding as long as, in my opinion, they possess the following requisite guarantees of authenticity: Continue reading “E-MAILS CAN BE USED AS EVIDENCE IN LEGAL ACTION”

DEADLINES FOR LEGAL CLAIMS EXTENDED TO 28 DECEMBER BECAUSE OF Covid-19

While Spain was in a state of emergency (estado de alarma), businesses were allowed to extend the deadline to claim debts from 7 October 2020 to 28 December 2020. In October 2015, legislation reformed Article 1.964 of the Civil Code so that personal claims without a specific term expire after five years instead of 15, as formerly. As a result of this reform, debts without a specific limitation period and which were due by 7 October 2015 (the day after the law came into force) are subject to the 15-year limitation with a deadline of 7 October 2020.

Since the declaration of the estado de alarma, however, these deadlines have been extended by 82 days, so that creditors have until 28 December this year to claim debts and avoid suffering losses due to late payment by debtors.  Continue reading “DEADLINES FOR LEGAL CLAIMS EXTENDED TO 28 DECEMBER BECAUSE OF Covid-19”

7th OCTOBER 2020: A KEY DAY NOT TO LOSE YOUR CLAIM

A new Spanish Law enacted on 7th October 2015 reduced the general term established to file lawsuits from 15 to 5 years. Below is a list of legal actions, credits and contracts affected by this new expiry date.

7th October 2020 ———————
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WHAT TO DO WITH A SIGNED LONG-TERM CONTRACT WHEN FACED WITH AN UNFORESEEN CHANGE OF CIRCUMSTANCE AFFECTING COMPLIANCE WITH ITS TERMS

Let’s say, for the sake of argument, that you have signed a long-term contract.

On 15 October 2014 the First Chamber of the Supreme Court issued Judgment 591/2014 in which the change of jurisprudential trend initiated by Judgment 333/2014 of 30 June 2014, in the interpretation of the rebus sic stantibus clause, came to fruition.


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